As if dealing with the awful sight of model Heidi Klum’s boobs in a Jordache ad isn’t painful enough, Americans also have to deal with that little mortgage thing that threatens to eat everyone’s home. Apparently, Australia can discuss both—sex and mortgages—at once. Local lender Virgin Money’s new print and TV ads show a naked old couple being very, very affectionate. In America, the response would be, ‘how do we keep men, women, and children from contracting polio, HIV, and permanent brain damage from this lascivious ad?’ In Australia, by contrast, the question is, “will these lascivious ads help sell…